Financial Services

What areas can the C.P.S. (Complete. Planning. System.) help me with?  

• Determining the Proper Investment Risk/Safe Ratio  - Having too much risk in your retirement portfolio could be devastating to your financial future. The proper safe/risk ratio often depends on multiple factors that the common investor does not consider. Our Investment Risk Review analyzes your current portfolio’s risk level and helps you determine if you need to make any adjustments.
  
  
• Developing Inflation Adjusted Income for Life -  Our financial planning team specializes in developing custom plans for our Family's that help guarantee* they will never run out of money as long as they live. By positioning a portion of your assets into an S.I.P.S. (Structured Income Portfolio System), we are able to create an income plan that considers future inflation, longer life expectancies and strives to eliminate the fear of running out of money before you run out of life.
  
  
• Establishing Your Comprehensive Wealth Management Plan -  Comprehensive Wealth Management means combining all your goals, needs and risk tolerance into one manageable, controllable picture & creating sophisticated, long-term financial solutions that are highly tailored to your individual needs.  For the last decade or more, many markets have proven challenging.  Buying and holding investments in the hope that prices will eventually go up may no longer satisfy the lifestyle requirements of many investors.
   
  
• Creating a Tax Reduction Plan  - Often, Retirees waste thousands of dollars every year to unnecessary taxation. We help you keep those dollars in your pocket rather than handing them over to the IRS. We recognize that your retirement funds (IRA, 401k, 403b, etc) represent your number on tax challenge, often leading to double taxation during your retirement years. We utilize a number of proven, powerful strategies to significantly reduce your tax burden on your highest taxed asset – your retirement plan.
  
  
• Crafting a Health Care Strategy -  Long Term Care planning should be an integral part of retirement planning as this is potentially one of the greatest threats to a retirees nest egg. Most believe the only way to cover the cost is the purchase of a traditional LTC insurance policy, typically requiring ongoing premiums. There are alternatives that may be a better “fit”, and we explore those options in detail.
  
  
• Protecting Your Estate & Your Legacy - All too often, even the right investment plan and retirement portfolio falls by the wayside because of improper estate and legal documents. It is not enough to simply invest your money properly. If you want to leave a legacy to your loved ones, you must have your legal documents properly prepared. Learn how many of America's wealthiest families pass their estates on to their heirs in the most tax and cost effective manner.

Monument Retirement & Wealth Advisory, LLC does not provide tax and/or legal advice, but will work with your attorney or independent tax or legal advisor. 

Strategies for Financial Independence

To schedule a time to discuss your financial future, contact us at info@monument-tx.com or call us at 972-422-9145 today!

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Your investment advisor is not permitted to offer, and no statement contained herein shall constitute tax or legal advice. You should consult a legal or tax professional on any such matters.